Teenager Stands Up To Mom Over Repeated Money Thefts

The mom has easy access to the her daughter's money because they share a bank account

May

• Published in Interesting
• December 3, 2023

Children are not financial assets. They're unique individuals with their own dreams, talents, and aspirations.

Parents should foster an environment where kids can explore their interests and develop their personalities, rather than imposing predetermined paths.

Sadly, some parents use the "I raised you," and "I gave you a roof over your head," arguments to manipulate their children into following specific life choices.

Creating a loving home and taking care of kids is a big job that starts the moment parents become parents. The young ones are not indebted for their basic needs.

Real love from parents means more than just giving things — it's about helping kids become independent and discover who they are. Parents should never practice what this Redditor's mom has been doing.

On the "Am I The A**hole?" (AITA) subreddit, a female teenager tells about her financial frustration. She shares a bank account with her 47-year-old mother.

The teen finds herself regularly footing the bill for her mother's expenses without prior notice or repayment. The original poster (OP) reaches a breaking point when $80 disappears from her account without consent.

Frustrated, she confronts her mother, urging her to take responsibility for her choices and expenses. The mother, invoking her role as a provider during the child's upbringing, defends her actions.

A young Redditor is sick of her mom taking her money without permission.

Even at a young age, the OP is actively building the foundation for independence.

She's working and earning enough money for her needs. But her mom takes her money and never returns it.

This mother shouldn't be playing the "I raised you" card because it's her responsibility as a mother to raise the OP.

Other Redditors suggesting opening her own account, one that won't allow her mother to have access.

If she chooses to open a bank account in another back, she needs to instruct the staff not to tell her mom about her bank deets.

Redditors echo her sentiment. The OP's mom has some maturing to do.

Maybe she can ask the bank to have separate accounts.

A Redditor proposes speaking negatively about her mom to the bank staff in order to embarrass her.

A mason jar would work better than a shared bank account.

This is considered stealing. Her mom needs to return her money and the OP needs a separate bank account without her mom's access.

The OP is constantly burdened by her mother's unauthorized withdrawals, so it isn't surprising that the teenager has had it, telling her mom to mature and manage her finances responsibly. She shouldn't let her mom manipulate her after being challenged with the "I raised you" argument.

As suggested by users, the OP needs to create an account separate from her mom. To keep things secure, she needs to look for another bank.

It's also ideal to keep the details to herself and ask the bank staff not to divulge the information. She needs to start setting boundaries for the sake of a stable financial future.

May