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Guy Traps Bank For 260 Years After They Refused To Let Him Close An Account With A $1.31 Balance For Free

by Ayoub

When you find yourself in a situation with limited options, the only logical solution is to comply while figuring out a way to be malicious. Being forced into a position with no real options is malicious in itself and figuring out ways to create more alternatives for yourself is the way to go.

Many financial institutions create clauses to trap their customers and prevent them from leaving. They limit their options significantly and overcomplicate matters for their own selfish purposes. 

They are well aware that most people sign legal documents without paying too much attention to the details, so they allow themselves to add things that would benefit them in the long run. They don't care how it might affect them because profit is always their main priority. 

A Redditor who goes by the username u/Creepy-Analyst made a post on the r/MaliciousCompliance subReddit where he explained how he got the best revenge on a bank that refused to close his account. The user's decision could trap the bank for the next 260 years!

The user received many engaging reactions to his post. Scroll down to check out the full Reddit post, and scroll a little further to read the comments from the original post. 

Here's the original post by Reddit user u/Creepy-Analyst:

Here's the original post by Reddit user u/Creepy-Analyst:Reddit: /MaliciousCompliance

OP completely forgot about that account until the bank notified him.

OP completely forgot about that account until the bank notified him.Reddit: /MaliciousCompliance

OP's plan will last a VERY long time, and he will never have to pay any fees.

OP's plan will last a VERY long time, and he will never have to pay any fees.Reddit: /MaliciousCompliance

Here's how the Reddit community reacted to u/Creepy-Analyst's post:

Here's how the Reddit community reacted to u/Creepy-Analyst's post:Reddit: /MaliciousCompliance

All that banks ever care about is making a profit.

All that banks ever care about is making a profit.Reddit: /MaliciousCompliance

Outsmarting them is not that hard.

Outsmarting them is not that hard.Reddit: /MaliciousCompliance

The intro makes you want to read it once again, just to be sure.

The intro makes you want to read it once again, just to be sure.Reddit: /MaliciousCompliance

OP could make the bank lose even more money.

OP could make the bank lose even more money.Reddit: /MaliciousCompliance

Now that's malicious.

Now that's malicious.Reddit: /MaliciousCompliance

Why don't banks just let people close their accounts?

Why don't banks just let people close their accounts?Reddit: /MaliciousCompliance

OP could keep recycling the same penny forever.

OP could keep recycling the same penny forever.Reddit: /MaliciousCompliance

People are giving OP ideas; the bank is going to regret not closing that account.

People are giving OP ideas; the bank is going to regret not closing that account.Reddit: /MaliciousCompliance

Banks have been trying to screw people over since the 80s.

Banks have been trying to screw people over since the 80s.Reddit: /MaliciousCompliance

Guilt tripping can cost you money if you do it with the wrong person.

Guilt tripping can cost you money if you do it with the wrong person.Reddit: /MaliciousCompliance

OP should still file a complaint against the bank.

OP should still file a complaint against the bank.Reddit: /MaliciousCompliance

OP should pick the lengthiest and slowest route.

OP should pick the lengthiest and slowest route.Reddit: /MaliciousCompliance

The account automatically closes after getting hit with fees.

The account automatically closes after getting hit with fees.Reddit: /MaliciousCompliance

As long as you refuse to give up, they will eventually break.

As long as you refuse to give up, they will eventually break.Reddit: /MaliciousCompliance

Banks shoots themselves in the foot by doing that.

Banks shoots themselves in the foot by doing that.Reddit: /MaliciousCompliance

Making it even more expensive for the bank.

Making it even more expensive for the bank.Reddit: /MaliciousCompliance

And, of course, people are paying attention to the wrong things once again.

And, of course, people are paying attention to the wrong things once again.Reddit: /MaliciousCompliance

Banks are constantly trying to trick their customers into paying more fees and other similar tactics to prevent them from leaving. Kudos to OP for refusing to pay the fee and trapping them for the rest of his life.

It is the best way to deal with banks who refuse to compromise and put you in a situation you can't get out of easily. If you enjoyed reading this story, make sure to check out similar content on our platform.

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