Woman Faces Tensions With Partner Over Inheritance Plans, Wants To Leave House To Her Family

"I pay everything for the house myself bills, mortgage, insurance"

Damjan

• Published in Interesting
• November 6, 2023

Complex choices and the details of handling money can show us how a couple's relationship works and what they expect from each other. This Reddit story talks about something many couples deal with but don't always talk about how they manage money and plan for the future together.

OP of this story is a 31-year-old woman, who owns a house where she lives with her 32-year-old partner of five years. She pays for everything related to the house like the mortgage, bills, and insurance.

Her partner contributes by paying for things like vacations, food, and other stuff. This can be a tricky situation, as it shows how couples handle their finances in different ways.

Recently, something significant happened – her sibling had a baby. Because of this, she needed to update her plans for what would happen to her money and property if something were to happen to her.

She decided that her house should go to her siblings and her pension should go to her new niece or nephew. She also set up her life insurance so that her partner would get the money if she passed away.

But her partner didn't like this idea. He said that if they ever bought a house together in the future, he should get her house. This unexpected reaction has made her doubt the future of their relationship.

To understand this situation better, it's important to know that they're not married, don't have kids together, and have different financial backgrounds. Her partner has his flat, but it's not his because it's a family property. She also makes a lot more money than he does.

OP owns the house where lives with her partner. But recently, OP's sibling had a baby, and she is updating her pension beneficiaries, will, and life insurance

OP's partner wants OP's house to go to him if they get a mortgage together

OP not recognizing her partner's contributions to the household expenses.

OP should consider her feelings for him and not betray his love.

OP should consider the emotional impact of this situation.

Making these decisions without discussing them with him is a mistake.

It seems like OP should have discussed this with her partner and considered his contributions to the home before making such a decision, so OP might be in the wrong here.

It's fine to leave something for your family, but prioritizing them over your partner, the person you've built a life with, seems strange.

OP shouldn't make her partner homeless after her death.

OP's approach to this situation and her treatment of her significant other seem overly transactional

Prioritizing her siblings over her partner sends a message that she doesn't see a future with him.

OP's perspective on this seems unusual

In this scenario, effective and open communication plays a vital role. OP should have an honest conversation with their partner about their financial plans.

This discussion should take into account the difference in income between them and their shared objectives. Seeking legal counsel might be a wise step to understanding the legal consequences of their arrangements.

If they intend to purchase property together, it's advisable to consider a legal agreement that outlines how assets would be divided if they were to separate. Additionally, they should carefully evaluate the compatibility of their long-term goals and values in their relationship.

The objective here isn't about assigning blame; rather, it's about arriving at a just and mutually acceptable resolution that respects both partners' financial contributions and future aspirations.

Damjan